Policies

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  • Business Insurance

Policies

  • Business Pack

    Business Package insurance lets you pick and choose a number of different policy types into the one package.

    Targeted at small business this can be great solution with just one renewal date, less paperwork and often premium savings by purchasing all of your policies together.

    There can be some significant differences between each insurer and even how each insurer will cover different businesses.

    At Good Cover we will help you every step of the way drawing on our knowledge, experience and relationships in the market to make sure you get the right solution for your specific needs.

  • Business interruption insurance

    Business interruption insurance can help keep your business running after you have suffered a significant event such as fire. Business interruption covers cost that you would normally pay out of your cash flow revenue, that has now stopped as a result of the event.

    The reality is many of your expenses such as rent, staff costs, electricity …. even your salary don’t stop even though your business has to temporarily close due to an event. Business interruptions insurance can cover you for these expenses when your business is at its most vulnerable.

    At Good Cover we take the time to understand your business, where the risks are, what your key dependencies are and work with you to tailor the right cover for you.

  • Commercial Property or ‘ISR’ (Industrial Special Risks) Insurance

    As is sadly the way with the insurance industry they often use language that just doesn’t make sense to the majority, non-insurance folk. ISR is cover designed to protect physical assets such as buildings, stock, machinery, plant and equipment. Every business is different and consequently every ISR policy can be tailored to meet your individual needs, risks and dependencies of those business.

    At Good Cover our purpose is to make sense of all this for you, to give you the advice and support you need to make sure you get the best possible outcome for your business.

    We will use our knowledge, experience and relationships to make sure you have the protection you deserve when you need it.

  • Cyber Liability Insurance

    The risk attack from cyber criminals is as prevalent and significant as any other risk that you might think of, if not more so. Loss of data, breaches of privacy, theft of intellectual property, interruption to your digital store front to say nothing of the damage to your businesses reputation.

    Cyber liability is just like any other policy, its designed to help you get back on your feet again. It can come with the assistance from a panel of experts including IT, Legal and PR as well as covering costs such as recovery of data, fines and penalties and more is what Cyber Liability Cover does for you.

    At Good Cover we will work with you to understand your business and find the best coverage in the market to ensure you can move forward with confidence.

  • Management Liability

    Management Liability insurance protects your business, its individual directors and the officers who undertake the vital management roles within it against claims that might arise, and the defence of those claims. Business today is complicated and highly regulated and from this can come any number of claims against you and your business.

    OH&S, unfair dismissal, harassment, crime and tax audit are just some of the many ways that an action might be brought against you from shareholders, your employees, customers or suppliers. Fifteen years ago this package of insurance didn’t exist, now tens of millions in claims costs are paid out under this class of insurance each year which shows just how much the landscape for business has changed. At Good Cover we will help you understand the risks that you might face and advise on how best to protect yourself from the unplanned and the unexpected.

  • Professional Indemnity

    Do you provide advice to your customers? Professional Indemnity isn’t just for ‘traditional professions’ such as lawyers, doctors and accountants.

    If you provide advice, even if it’s part of another service or product you might find that you are at risk of an expensive lawsuit claiming negligence on your part. Anyone can make a mistake.

    At Good Cover our purpose is to work with you to help you understand all of your risks and find the right solutions for you and your business.

  • Public and Products Liability

    If you have a business that interacts with the public, even in the smallest or most insignificant of ways then you need Public Liability insurance. Just as much if you have a business where you sell or supply products to a member of the public then you need the Product Liability component of this cover as well.

    This policy protects your business, your staff, you and even members of the public by covering the costs of a third party who seeks compensation from you for physical, psychological or damage to their property as a result of your negligent actions, including the costs of defending a claim.

    At Good Cover our purpose is to make sense of all this for you, to give you the advice and support you need to make sure you get the best possible outcome for your business. We will use our knowledge, experience and relationships to make sure you have the protection you deserve when you need it.

  • Contract Works

    If you are in the business of construction, be it builders, project managers, domestic, commercial, sub-contractors, even owner builders you will need Contract Works insurance to cover you for the multitude of risk that arise from construction.

    At Good Cover we can help you with single project policies or annual policies and help you structure your cover, so you get the best possible outcome across this and all your other related policies.

  • Builders Warranty

    Sometimes called Home Warranty Insurance or Domestic Building Insurance (DBI) this is a statutory product required in most states of Australia for builders carrying out domestic building contracts.

    In NSW it is mandatory for work over $20,000. Not having this cover in place is a breach of law and comes with all manner of penalties. At Good Cover we are able to arrange this cover for you.

  • Corporate Travel Insurance

    If you or your staff travel, both domestically or internationally, then Corporate Travel Insurance will cover you for eventualities such as overseas medical and evacuation costs, cancellations, lost luggage, rental car excesses and much more.

    Corporate Travel Insurance gives you and your employees the protection they need when they are travelling for business.

  • Farm Insurance

    Farm insurance is specifically designed to cater to the needs of the rural sector. Cover for farm buildings, livestock, vehicles, equipment even loss of income are just some of the ways that this type of policy will respond.

    No two farms are the same so having a trusted adviser to ensure that you get the right cover for your needs is paramount and is what we do at Good Cover.

  • Transit or Marine Cargo Insurance

    Marine or Marine Cargo doesn’t necessarily mean boats in the confusing world of insurance! Marine Cargo is insurance for the goods and products you send and receive in the course of running your business, be it by road, rail, air or sea.

    Ensuring you have the right type of cover for your contractual requirements and the various jurisdictions that you might ship to is what we do at Good Cover.

  • Directors and Officers liability

    D&O insurance is one of the least understood types of insurance, but one of the most important given Australia is home to some of the largest D&O insurance claims in the world.

    D&O covers legal action taken by shareholders, creditors, government bodies and regulators against the directors and officers of your business. The responsibilities that sit with the directors and officers of a company are many, varied and often attach to the individual personally. At Good Cover we ensure that you have the right cover in place to ensure that you have the best cover in place to protect you.

  • Motor and Motor Fleet

    Be it one car, or a fleet of a hundred or more, ensuring your vehicles are not just protected, but that the insurer’s claim service gets you back on the road is what we do at Good Cover.

    At Good Cover we will help you select the right insurer for you, making sure you get the right coverage and price.

  • Truck and Truck Fleet

    From a single vehicle to a large fleet, we’ve got you covered. We work with the best insurers in Australia to ensure that your trucks are not just protected but when it counts your claims are paid and you’re back on the road ASAP.

    At Good Cover we will help you select the right insurer for you, making sure you get the right coverage and price.

  • Association Liability

    Specifically designed for the needs of the Not For Profit sector, Association Liability seeks to cover many of the risks that an association might face from professional indemnity, to cover for the office bearers through to tax audit cover and more.

    At Good Cover we will help you understand your risk profile and how policies such as Association Liability could assist your Not For Profit going forward.

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